Creative Pension Consultants, Inc.
AccountingNew York, United States11-50 Employees
Creative Pension Consultants, Inc. operates as an independent third-party administrator for retirement plans. It covers a broad range of plan types, from traditional defined benefit and profit-sharing arrangements to 401(k), 403(b), cash balance, and other cafeteria-style options. The firm emphasizes high-level consulting and plan design to help sponsors derive value from their retirement programs, starting with a tailored plan design built from a pre-approved template with extensive options. It handles all annual administration, including employer contribution calculations, nondiscrimination testing, and Form 5500 filing, and it provides ongoing consultation and, when necessary, representation before the IRS and Department of Labor. Based in Albany, New York, the company operates as a small to mid-sized firm that works with sponsors and their existing professional teams as a decentralized, collaborative partner.