Insights

Expansion and Market Growth CapBay's recent expansion into Singapore and Thailand, along with plans to penetrate Vietnam, Indonesia, and the Philippines, indicates significant growth and regional market opportunities. This expansion creates potential for tailored financial products and cross-border financing solutions to support their regional customers.

Innovative Financial Solutions With the launch of CrediBill and the Digital Guarantee Scheme aimed at underserved MSMEs, CapBay demonstrates a focus on innovating financing options. There is potential to offer complementary products such as supply chain insurance, trade finance, or tailored BNPL services to meet evolving customer needs in the supply chain ecosystem.

Strategic Partnerships CapBay’s collaborations with CGC Digital and Olea Global showcase a strategy of leveraging technology-driven partnerships to enhance product offerings and expand cross-border capabilities. Partnering with additional fintech firms or regional banks could open new channels for customer acquisition and joint product development.

Recognition and Credibility Being recognized as Fortune's Fintech Innovators Asia 2024 and winning awards like Fintech Startup of the Year enhances CapBay’s credibility and visibility. This positioning presents opportunities to engage with enterprise clients and financial institutions seeking innovative supply chain financing partnerships.

Technology-Driven Approach CapBay’s utilization of advanced tech stacks, including Kubernetes, Jenkins, and proprietary credit decisioning models, suggests a focus on scalable, efficient solutions. There is potential to offer enterprise-level API integrations, data analytics services, and white-labeled financing platforms to large corporates and institutional investors.

CapBay Tech Stack

CapBay uses 8 technology products and services including TikTok, Kubernetes, Jenkins, and more. Explore CapBay's tech stack below.

  • TikTok
    Audio, Video, Graphics
  • Kubernetes
    Containerization
  • Jenkins
    Continuous Integration
  • NetSuite
    E-commerce
  • Microsoft Excel
    Editors
  • Microsoft
    Miscellaneous
  • Bitbucket
    Source Code Management
  • Laravel
    Web Frameworks

Media & News

CapBay's Email Address Formats

CapBay uses at least 2 format(s):
CapBay Email FormatsExamplePercentage
First.Last@capitalbay.com.myJohn.Doe@capitalbay.com.my
84%
Last.First@capitalbay.com.myDoe.John@capitalbay.com.my
8%
First@capitalbay.com.myJohn@capitalbay.com.my
5%
First.L@capitalbay.com.myJohn.D@capitalbay.com.my
3%
Last@capbay.comDoe@capbay.com
86%
First.Last@capbay.comJohn.Doe@capbay.com
14%

Frequently Asked Questions

Where is CapBay's headquarters located?

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CapBay's main headquarters is located at 13a Unit 13a01 Level Petaling Jaya, Selangor 47810 Malaysia. The company has employees across 3 continents, including AsiaNorth AmericaEurope.

What is CapBay's official website and social media links?

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CapBay's official website is capbay.com and has social profiles on LinkedInCrunchbase.

What is CapBay's NAICS code?

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CapBay's NAICS code is 52 - Finance and Insurance.

How many employees does CapBay have currently?

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As of April 2026, CapBay has approximately 153 employees across 3 continents, including AsiaNorth AmericaEurope. Key team members include Chief Technology Officer: A. T.Vice President Of Finance: B. K.Head Of Operations: Y. M.. Explore CapBay's employee directory with LeadIQ.

What industry does CapBay belong to?

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CapBay operates in the Financial Services industry.

What technology does CapBay use?

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CapBay's tech stack includes TikTokKubernetesJenkinsNetSuiteMicrosoft ExcelMicrosoftBitbucketLaravel.

What is CapBay's email format?

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CapBay's email format typically follows the pattern of First.Last@capitalbay.com.my. Find more CapBay email formats with LeadIQ.

How much funding has CapBay raised to date?

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As of April 2026, CapBay has raised $7.1M in funding. The last funding round occurred on Dec 20, 2021 for $7.1M.

When was CapBay founded?

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CapBay was founded in 2016.

CapBay

Financial ServicesSelangor, Malaysia51-200 Employees

CapBay is an award-winning Supply Chain Finance and Peer-to-Peer (P2P) Financing platform that helps SMEs grow and unlock cashflow trapped in their supply chain by providing financing solutions. Through our proprietary credit-decisioning model, businesses of all sizes can obtain financing while banks and investors can participate in high-quality financing deals. 

Since 2017, CapBay Group has financed billions of Ringgit over tens of thousands of transactions, serving over thousands of SMEs. We have partnered several large corporates, banks and institutional investors to offer our award-winning solution.

CapBay is recognized as a leader in Supply Chain Finance winning many accolades and invited to speak at major international events. CapBay was the first Malaysian fintech to win “Fintech Startup of the Year” by The Asset Triple-A Digital Awards, a coveted banking industry award which recognises technological achievements spanning across APAC.

Regulated by the Securities Commission of Malaysia.
Bay Smart Capital Ventures Sdn Bhd 201801018276 (1280292-W), a subsidiary of Bay Group Holdings Sdn Bhd 201601018609(1189545-D).

Section iconCompany Overview

Headquarters
13a Unit 13a01 Level Petaling Jaya, Selangor 47810 Malaysia
Website
capbay.com
NAICS Code
52 - Finance and Insurance
Founded
2016
Employees
51-200

Section iconFunding & Financials

  • $7.1M

    CapBay has raised a total of $7.1M of funding over 3 rounds. Their latest funding round was raised on Dec 20, 2021 in the amount of $7.1M.

  • $25M$50M

    CapBay's revenue is estimated to be in the range of $25M$50M

Section iconFunding & Financials

  • $7.1M

    CapBay has raised a total of $7.1M of funding over 3 rounds. Their latest funding round was raised on Dec 20, 2021 in the amount of $7.1M.

  • $25M$50M

    CapBay's revenue is estimated to be in the range of $25M$50M

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