Financial Inclusion Target BTPN Syariah for end-to-end banking solutions that expand service reach to remote and underserved communities, including mobile and agent banking platforms to support the Daya financial education program.

Syariah Banking Position products and services to align with Islamic banking principles, offering compliant fintech integrations, digital wallets, and Shariah-compliant lending to strengthen their core suite for Islamic customers.

Technology Enablement Leverage their tech stack familiarity (Nginx, Bootstrap, Nuxt UI) to propose modernization services, secure cloud adoption, and performance optimization that improve customer onboarding and digital channel stability.

Growth Opportunity With a revenue range of up to several hundred million USD and a 70% stake, pursue partnerships for co-branded products, training platforms, and scalable financial education content to amplify impact and drive product adoption.

Impact & Compliance Offer solutions that enhance financial literacy outcomes and women empowerment initiatives within regulatory and Shariah guidelines, enabling impact-driven sponsorships, analytics, and reporting capabilities.