Insights

Expanding Credit Ecosystem BharatX's recent integration with Flipkart Leap and partnerships with Super Group and ClickPost demonstrate a strategic focus on embedding credit solutions within large e-commerce and logistics platforms, creating opportunities to offer credit-as-a-feature to a wide user base.

Innovative Product Offerings The company's white-label BNPL options and EMI solutions via UPI partnered with brands like Control Z and BrandSource Digital showcase a flexible product suite that can be tailored to diverse merchant needs, presenting opportunities for businesses seeking to enhance consumer financing options.

Targeting Middle-Class Growth Focusing on India’s middle class earning over 5 lakh annually, BharatX is positioned to tap into a significant market segment that remains underbanked by traditional lenders, providing a channel for financial service providers and credit technology partners to reach this demographic.

Tech-Driven Flexibility With a strong technology stack including Vue.js, React, Microsoft Azure, and cloud management tools, BharatX offers scalable and customizable credit solutions, making it appealing for partners looking for innovative, modern fintech integrations.

Market Penetration & Growth Current revenue estimates between $1M and $10M, coupled with active funding and a lean team, suggest rapid market adoption opportunities. Engaging with BharatX as a strategic partner can provide access to emerging credit markets and innovative fintech products.

BharatX Tech Stack

BharatX uses 8 technology products and services including Vue.js, React, Microsoft Azure, and more. Explore BharatX's tech stack below.

  • Vue.js
    Javascript Frameworks
  • React
    Javascript Frameworks
  • Microsoft Azure
    Platform As A Service
  • Scala
    Programming Languages
  • Cloudflare Bot Management
    Security
  • WhatsApp
    Social Sharing
  • Google Tag Manager
    Tag Management
  • Nginx
    Web Servers

Media & News

BharatX's Email Address Formats

BharatX uses at least 1 format(s):
BharatX Email FormatsExamplePercentage
First@bharatx.techJohn@bharatx.tech
50%
First@bharatx.techJohn@bharatx.tech
50%

Frequently Asked Questions

What is BharatX's official website and social media links?

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BharatX's official website is bharatx.tech and has social profiles on LinkedInCrunchbase.

What is BharatX's NAICS code?

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BharatX's NAICS code is 52 - Finance and Insurance.

How many employees does BharatX have currently?

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As of December 2025, BharatX has approximately 16 employees across 2 continents, including AsiaNorth America. Key team members include Co-Founder & Coo: E. S.Co-Founder: S. M.Founder: D. S.. Explore BharatX's employee directory with LeadIQ.

What industry does BharatX belong to?

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BharatX operates in the Financial Services industry.

What technology does BharatX use?

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BharatX's tech stack includes Vue.jsReactMicrosoft AzureScalaCloudflare Bot ManagementWhatsAppGoogle Tag ManagerNginx.

What is BharatX's email format?

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BharatX's email format typically follows the pattern of First@bharatx.tech. Find more BharatX email formats with LeadIQ.

When was BharatX founded?

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BharatX was founded in 2021.

BharatX

Financial ServicesKarnataka, India11-50 Employees

BharatX is a VC Backed early-stage FinTech startup that uses technology to empower the Indian Middle Class with credit. Approximately 110 Million Households whose income is more than 5 lakh per annum, do not get access to Formal Credit. BharatX wants to change that by enabling Credit-as-a-Feature on Consumer facing apps!

Their access to data allows them to innovate with products which remove barriers and lowers costs at the same time. They are changing the way credit is made available to the Indian middle class.

LinkedIn Cover Attribution: Wikimedia Commons/Praveenpaavni.

Section iconCompany Overview

NAICS Code
52 - Finance and Insurance
Founded
2021
Employees
11-50

Section iconFunding & Financials

  • $1M$10M

    BharatX's revenue is estimated to be in the range of $1M$10M

Section iconFunding & Financials

  • $1M$10M

    BharatX's revenue is estimated to be in the range of $1M$10M

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