Underserved MSMEs Target underbanked and underserved MSMEs in Bharat leveraging APAC’s established 200+ branch network and digital-first origination platform Alpha to accelerate on-the-ground client acquisition and cross-sell financial products.

Tech Led Advantage Leverage APAC’s proprietary Alpha underwriting and origination technology to offer faster loan decisions, higher approval rates, and scalable risk assessment, enabling sales teams to position itself as a tech-enabled alternative to traditional lenders.

Strong Growth Signals Capitalize on APAC’s rapid expansion to new states and branches, large customer base, and high net promoter score to position the company as a trusted partner for MSMEs seeking reliable credit, with opportunities for upsell of working capital, trade finance, and credit lines.

Financial Sophistication With a consolidated net worth around INR 1,100 crores and recent equity infusions from marquee investors, present a credible long-term financing partner to mid-market suppliers, distributors, and ecosystems seeking scalable debt facilities.

Strategic Partnerships Explore collaboration with ecosystem players (marketplaces, B2B platforms, MSMe associations) to widen reach, co-lend or co-brand products, and embed APAC’s lending solutions into partner ecosystems for recurring loan and wholesale credit opportunities.