Turnkey card solution Alt.bank offers a fully integrated, turnkey white-label credit card solution (prepaid and postpaid) with BIN sponsorship and end-to-end value propositions, presenting a strong upsell for fintechs, retailers, or financial service providers seeking rapid market entry.

Advanced risk and KYC Leverage alt.bank's ML-driven onboarding and KYC using eight data sources, plus a proprietary underwriting model (GUARD) and continuous credit limit management to target risk-aware clients requiring scalable, compliant lending capabilities.

AI-powered collections Opportunity to offer or co-sell a bespoke AI-enabled collections system alongside the credit product, enabling better recovery rates for partners and a differentiator in markets with challenging delinquency environments.

Local market leadership Position alt.bank as Brazil’s premier integrated credit card platform with a renowned customer support system and adaptable invoicing, appealing to Brazilian fintechs and local merchants seeking credible, stable partners.

Growth and funding signals With current revenue in the low millions and a $5.5M funding round, target growth-stage fintechs and emerging banks looking for scalable card programs, white-labeling capabilities, and access to a ready-made Brazilian credit ecosystem.