Ace Motor Acceptance Corporation Email Format

Financial ServicesNorth Carolina, United States11-50 Employees

Ace Motor Acceptance Corporation provides specialized capital to Buy Here Pay Here auto dealerships. Its BHPH in a Box program couples funding for contracts with floorplan lines of credit to purchase inventory, designed to generate positive cash flow while preserving the dealer’s control of the sales process and customer relationships, with approvals tied to the dealer rather than the retail customer. This structure aims to help dealers maintain equity in their business by keeping the relationship with customers and the portfolio in-house.

Based in Matthews, North Carolina, AMAC is a small-to-mid-sized financial services firm focused on the Buy Here Pay Here segment of auto lending. The company originated as Ace Financial Services Inc. in 1998, changed its name to Ace Motor Acceptance Corporation in 2003, and since 2011 has centered its offerings on BHPH financing with the BHPH in a Box program launched that year. By 2016, AMAC reported activity supporting BHPH dealers in more than ten states, indicating its regional reach within the industry.

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