Rapid funding Position 365 Finance as a fast, flexible funding partner for UK SMEs seeking working capital tied to card sales. Highlight the ability to approve advances in as little as 24 hours and funding ranges from £10,000 to £500,000 to support growth, cash flow management, and emergency liquidity.

Revenue-based model Emphasize the merchant cash advance structure where repayments align with card sales, with no fixed term or APR and a simple up-front fee. Target businesses with seasonal or variable cash flows that prefer scalable, revenue-driven financing without rigid repayment schedules.

Strong growth signals Leverage recent leadership changes and risk/credit hires as evidence of institutional investment in governance, risk controls, and strategic expansion. Use this to approach potential partners or institutional lenders seeking a prudent, scalable SME lending platform.

Debt facility momentum Use the £150m debt facility from Pollen Street Capital and projected growth to £200m in annual originations as a talking point with investors, brokers, and channel partners. Offer co-marketing opportunities highlighting scale, reliability, and backing by a reputable capital partner.

Partnership opportunity Promote the growing partner network with high conversion rates and commissions, including renewals. Target fintechs, payment providers, and accounting firms as affiliates to expand distribution, referrals, and cross-sell of merchant cash advances to their client base.