Regional Expansion 1st Century Bank is actively expanding its physical presence in California, recently opening new branches in Santa Barbara and San Diego. This growth indicates a focus on increasing local market share and provides opportunities to offer tailored banking solutions, commercial financing, and community engagement initiatives.

Technology Adoption The bank utilizes modern digital tools such as TrustArc, DocuSign, and Google Tag Manager, demonstrating a commitment to digital transformation and secure online services. This focus opens avenues to introduce advanced banking platforms, cybersecurity solutions, and customer experience enhancements.

Market Positioning Operating as a division within MidFirst Bank, 1st Century Bank holds a solid financial foundation with revenues between 100 to 250 million dollars and a dedicated regional focus. This positioning allows for cross-selling opportunities with larger financial institutions and specialized financial products for mid-sized businesses.

Leadership & Talent Recent high-profile hires from First Republic Bank and long-standing managerial talent highlight the bank’s commitment to experienced leadership and strategic growth. This creates opportunities to partner on executive-level financial services, treasury management, and personalized client solutions.

Community Focus With a culture rooted in personalized service and community commitment, there is potential to develop localized financial products, community development programs, and ESG initiatives that resonate with their customer base and enhance brand loyalty.